Free and Premium
Limited on the free planMoneyLoop works without a subscription. The free plan caps how much and how far back; Premium removes the caps.
What you get for free
Section titled “What you get for free”- Record transactions by typing, by voice, or from your bank’s messages.
- All your accounts and balances, with no limit on how many.
- Debts owed to you and by you, and splitting a bill with friends.
- Recurring payments and budgets — up to a limit.
- Your home screen and your spending breakdown by category.
There’s a daily cap on new transactions, a limited history window, and a limit on budgets. The current numbers are shown on the subscription screen inside the app.
What Premium unlocks
Section titled “What Premium unlocks”| Feature | Free | Premium |
|---|---|---|
| New transactions per day | Limited | Unlimited |
| Older history | A short recent window; the rest is blurred | Everything |
| Budgets | Limited | Unlimited |
| Insights | Blurred | Open |
| Import and export a file | ✗ | ✓ |
| Scan a receipt with the camera | ✗ | ✓ |
| Dark mode | ✗ | ✓ |
| Assets and recurring payments | The first few only | All of them |
Subscribing
Section titled “Subscribing”- Open Settings and tap My current subscription.
- Choose monthly or yearly. Yearly costs less over a year.
- Complete the payment — your account opens up right away.
The same screen has Restore purchases, for when you change phones or reinstall the app.
Discount codes
Section titled “Discount codes”If you have a code, there’s a place for it on the subscription screen before you pay. Enter it and you’ll see the new price before you confirm.
The trial
Section titled “The trial”New accounts start with a Premium trial, and Settings shows a Trial Period tag while it runs. When it ends you go back to the free plan — nothing is deleted, your older transactions are just blurred until you subscribe.
Common problems
Section titled “Common problems”I paid and the app still says free — tap Restore purchases on the subscription screen. If it still does, close the app and open it again.
My older transactions are blurred — that’s the free plan’s history window, not a deletion. They come back with Premium.
I can’t add another transaction today — you’ve hit the daily cap. Wait until tomorrow, or subscribe.