Budgets

A budget is a limit you set yourself on one kind of spending over a period. The app tells you where you stand halfway through the month, not after you’ve gone past.

Your budgets, each showing what you’ve spent against its limit.

Creating one

1. Open Budgets and tap Create Budget.
2. Give it a name and an icon.
3. Set the Spending Limit.
4. Choose the Budget Period: monthly, weekly, one-time, or a cycle of your own.
5. Pick the Categories to Track — one or several.
6. Save.

What you see

Each budget card shows what you’ve spent of the limit, what’s left, and how many days remain in the cycle. The colour moves from On track to Almost there to Over Budget.

Inside, there’s more: your daily burn, the daily amount that would see you through the cycle, and every transaction counted in it.

Renewal

At the end of each cycle a new one starts from zero and the old one is kept. Budget Cycles lets you look back at how each one went.

Shared budgets

You can share a budget with someone in your family, so you spend against the same limit and both see it.

On the free plan

There’s a cap on how many budgets you can have. The subscription screen shows the current number.

Leaving a transaction out

Any transaction can have Include in budget turned off, so it’s recorded without counting. See Editing and deleting.

Tips

• Start with one budget on whatever you spend most on. Three from day one get ignored.
• Make the limit realistic. An impossible one is broken in week one and then stops being looked at.

Common problems

I spent and it wasn’t counted — the transaction’s category isn’t one the budget tracks, or it’s excluded.

My budget went back to zero — the cycle renewed. The old one is under Budget Cycles.