Linking a debt to a transaction

When someone pays you back, a real transaction happened — a transfer that arrived, or cash that came in. Linking the debt to it keeps your record straight: you know when each payment came, and by exactly what.

The picker, with your recent transactions and a search box.

Linking

1. Open the debt and tap Pay.
2. Tap Link a transaction.
3. Pick it from the list — your recent transactions are shown so it’s quick to find.

The transaction is added under Payments on the debt as a Linked transaction, and you can open it from there. If it covers what’s left, the debt is settled. If it’s less or more than what’s left, the app asks whether it’s a partial payment, a full one, or one with extra — see When the amount doesn’t match.

Without a link

If there’s no transaction — they paid you in cash and you didn’t record it — tap Pay, then Pay it all or Pay part of it. The payment is labelled Recorded by you.

Note

Recording a payment by hand doesn’t add money to your balance. Your balance moves with the transaction itself, which is why linking is the more accurate way.

Unlinking

Delete the linked payment from Payments on the debt. Its amount goes back onto the debt, and the transaction itself stays untouched.

Tips

• Record the cash that comes back first, then link it. That way your balance and your record agree.
• If a debt is repaid in instalments, link each instalment as it arrives. The debt shows what’s left and settles with the last one.

Common problems

I can’t find the transaction in the list — it hasn’t been recorded yet. Add it first.

I recorded a payment and my balance didn’t change — that’s expected. The balance moves with the transaction, not with the payment on the debt.